Payment Schedule and Timing

When to expect payments and how long transfers typically take.

3 min readUpdated January 2026

Being clear on when you'll receive your money is important. KOVR provides multiple ways to get paid, ranging from nearly instant to a few business days.

The Payment Process

Your payment journey happens in three stages:

  1. Shift Approval: Once you clock out, the employer reviews your hours. This typically happens within 24 hours.
  2. Funds Availability: As soon as the employer approves the timesheet, your earnings appear in your **KOVR Wallet**.
  3. Transfer: You choose how to move those funds to your outside bank account.

Timing Options

1. Instant Pay (Fastest)

If you have a debit card linked, you can trigger an Instant Paytransfer. These funds usually arrive in your bank account within **30 minutes**, including weekends and holidays.

2. Standard Transfer (Free)

Standard ACH transfers to a bank account are processed on business days. Once initiated, it takes **1 to 3 business days** for the funds to clear in your bank.

Tip: If you need money for the weekend, initiate a standard transfer by Wednesday morning to ensure it arrives by Friday afternoon.

Bank Holidays and Weekends

Standard transfers are not processed by banks on Saturdays, Sundays, or federal holidays. If you initiate a standard transfer on a Friday evening, it may not arrive until the following Tuesday or Wednesday. Instant Pay is unaffected by bank holidays.

Why is my payment late?

Common reasons for delays include:

  • Employer Delay: Most employers approve quickly, but some may take up to 48 hours. If it's been longer, contact support.
  • Verification Issues: Check your Wallet to see if Stripe needs more info from you.
  • Direct Deposit Errors: Ensure your routing number is 100% correct.

Next Steps

Understand your tax obligations for the money you earn on the platform.

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